Columbus Bankruptcy Lawyer
Filing for bankruptcy in Columbus?
If you are in serious financial difficulties, as many are in the Columbus area, you are likely considering the possibility of filing for bankruptcy. This big decision, and understanding the process and what will happen is important. The fact is, more and more individuals and families are filing either Chapter 7 or Chapter 13 to give themselves a fresh financial start. The federal government allows for those who cannot pay their bills to get a new beginning through filing Chapter 7, or discharge of debt. For those who have too many assets to qualify for Chapter 7, or don't wish to file this form of bankruptcy, they can likely file Chapter 13, and have the opportunity to pay off overdue obligations over a 3 - 5 year period.
Regardless of the stage in the bankruptcy process and even if you have not yet filed, you can benefit from involving an experienced Columbus bankruptcy attorney. An attorney can help you through the decision-making process as you determine whether filing is the right step for you. An attorney can also help you in filing your petition, which may be a complicated undertaking depending on the type and amount of property, assets and debt you are dealing with. Having legal representation through the process, from the petition through to the discharge of your debt, can also help ensure that your legal rights are protected every step of the way and that the process goes as smoothly as possible. Your lawyer can effectively deal with creditors as needed and can guide you through to seek the fresh start you deserve. Because this is a legal process and it may present various complications, having a professional can help you avoid any potential pitfalls.
Bankruptcy Attorney in Columbus, Ohio
Bankruptcy Attorney MyBKHelp has provided personal legal support to clients who have been forced into serious financial trouble through a divorce, medical emergency, loss of employment or other financial disaster. Some were caught in the subprime mortgage bubble and were unable to refinance their homes at an interest rate that they could pay and now are struggling to make any payments, or may be in foreclosure. Concerns about the future, stressful calls from creditors and legal letters can destroy families and make a difficult financial situation even worse. In any such case, it is crucial that you contact a Columbus bankruptcy lawyer to assist you in resolving the matter and saving you and your family from further financial and personal stress. We have helped countless individuals to resolve these terrible situations and bring their financial lives under control.
Before your finances spiral further out of control, contact our firm so we can advise you in a free initial consultation. We have streamlined the process of filing bankruptcy to make it less complicated for our clients. We carefully explain all the options, and what the outcome will likely be in their filing. We assist with many financial situations, including but not limited to Chapter 13, Chapter 7, bankruptcy and taxes, objections to bankruptcy by creditors, multiple vehicles and bankruptcy, mortgage loan modification, collections defense, creditor harassment, repossession, loan modifications, and wage garnishment problems.
Chapter 7 Bankruptcy
In today's economy, it is rather difficult for even the most financially stable and economically savvy individual to keep up with all of their payments. Simply because you have been struggling with debt does not mean that you are irresponsible or incapable of handling your own finances. There are very few people that the current economy is not affecting, and if you are one of the thousands that is being affected by it, you should not be afraid to step forward and seek legal help. Although it has garnered a negative stigma in the past, filing for bankruptcy can be one of the most beneficial decisions you make in your entire life. In fact, many people you know may have already filed bankruptcy recently. Chapter 7 bankruptcy, one of the more common chapters, is known as the debt liquidation or elimination bankruptcy.
We can answer your questions about life after bankruptcy, describe common bankruptcy mistakes, clear up the bankruptcy myths, advise you of the benefits of bankruptcy as well as alternatives to bankruptcy, resolve your questions about student loan dischargeability, and in real estate or mortgage problems we assist with foreclosure defense, short sale, and assisting in a deed in lieu of foreclosure. Some wonder why hire a bankruptcy attorney - we are there to guide you through the process to make sure it goes smoothly and no errors in filing take place. The penalties for failing to correctly file can range from federal charges to being denied the opportunity to file bankruptcy. We can help.
Our team has a personal approach and is interested in assisting Columbus residents in resolving serious debt-related problems. Our unique system makes the process easier for the clients, and more affordable with several payment options. We have the goal to help our clients bring the matter to a close, get a new start, and move forward with new hope for the future.